Early Bird Pricing
Early bird pricing. Locked in for life.
The lowest price we will ever offer. Cancel anytime. No contracts, no fine print.
Free
$0
Forever
Your full report, any time. No account. No card.
Get my free report
Best for: you just want the answer today.
Standard
$49/mo$0
Free for early birds
We re-check the market weekly and email you when to switch.
Start free
Best for: staying optimized without thinking about it.
Most popular
Premium
$79/mo$19/mo
Locked in for life
Daily checks. We catch offers that vanish fast, and tell you what to keep, cancel, or downgrade.
Lock in $19/mo
60-second checkout. Cancel anytime.
Best for: bigger spenders and travelers.
Family & Business
$99/mo$29/mo
Locked in for life
Everything in Premium for up to 5 people, plus business cards.
Lock in $29/mo
60-second checkout. Cancel anytime.
Best for: families and businesses running several cards.
Everything, side by side
| What you get | Free$0 | StandardFree* | Premium$19/mo early bird | Family & Business$29/mo early bird |
|---|---|---|---|---|
| Your report (all free) | ||||
| Full spending analysis, on your device | ✓ | ✓ | ✓ | ✓ |
| Ranked best-fit cards, with the reasons | ✓ | ✓ | ✓ | ✓ |
| Which-card-where wallet guide | ✓ | ✓ | ✓ | ✓ |
| Your missed-rewards total | ✓ | ✓ | ✓ | ✓ |
| Re-run it yourself any time | ✓ | ✓ | ✓ | ✓ |
| We watch the market for you | ||||
| Automatic monitoring | · | Weekly | Daily | Daily |
| Alert when a card beats one you hold | · | ✓ | ✓ | ✓ |
| Daily report of cards that just got better | · | · | ✓ | ✓ |
| Catch limited-time offers before they vanish | · | · | ✓ | ✓ |
| Keep, cancel, or downgrade guidance | · | · | ✓ | ✓ |
| For households and businesses | ||||
| Up to 5 people in one account | · | · | · | ✓ |
| Business-card rewards matching | · | · | · | ✓ |
*Standard is free at launch, email only, no credit card. You pay us, so card companies never do.
Does it pay for itself?
Straight answer: if you spend modestly, use the Free plan and keep your money. If you spend big or run a business, it's a landslide. One example: a construction company with 5 cards gets back $12,000 to $15,000 a year for $1,188 in fees, over ten times the cost. See the math.
Got a code?
Code + email + plan = free for life. That's it.