STEP 01
Rate what matters
Rate five priorities from 1 to 10, then choose your credit range and any travel or balance preferences.
Free report · No bank login · Private by default
See what your cards may be leaving behind.
DailyCardWatch runs the full math on 67 cards that compete on everyday value and watches 127 more for offer and terms changes. First rate what matters from 1 to 10. Then optionally add statements, select the cards you use now, and get your results.
Not paid by card issuers
No sponsored rankings
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See scan details
Loading exact scan counts…Today's Opportunity Radar
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What we caught recently
Dated discoveries show what DailyCardWatch verified. They do not mean an offer is still available today.
A worked result, not a generic ranking
The report starts with the answer.
$1,394
more per year — about $116 every month
In this representative $80,000-a-year spending example, the best-fit card earns $2,594 after its fee, compared with $1,200 from a plain 1.5% card. The full report then shows the math and the alternatives.
Your rewards reportRepresentative example
Best single-card fit
Capital One Venture X
Best-fit card, after annual fee$2,594/yr
Plain 1.5% card$1,200/yr
Money found$1,394 yearly
Card matchesRanked for you
Wallet guideWhich card where
Illustrative result based on the spending shown in the sample report. Card terms and offers can change.
How it works
Make your choices, then decide whether to add statements.
Everyone follows the same simple sequence. Statements are optional, and no bank connection is required.
PDF statementsPhotosCSVOFX / QFXSpreadsheets
STEP 02
Add statements or skip them
Statements are optional. Add them for spending-based dollar estimates, or skip them and continue with feature-fit scores.
STEP 03
Add your current cards and get results
Select the cards you use now, or say you do not use one. If your card is not listed, you can continue without a current-card comparison. Then click Get my results.
Privacy without fine-print surprises
Your statements stay on your device by default.
No bank login. No account linking. Supported statements are read and categorized in your browser, and your default analysis does not upload them to DailyCardWatch.
Optional AI recovery is your choice. If one or more files cannot be read clearly, you may choose to send up to 12 prepared page images from each unclear file included in that recovery choice to Anthropic for a one-time reading. Those images can contain anything visible on the statement pages. You can instead use CSV/QFX, skip statements, or ignore the unclear data.
How the default path works
Statement parsingON YOUR DEVICE
Bank connectionNOT REQUIRED
Files uploaded by defaultZERO
AI recoveryOFF UNTIL YOU CHOOSE
Richard Jones
Builder of DailyCardWatch
About DailyCardWatch
Why I built this website.
DailyCardWatch was built by me, Richard Jones. I’m a 78-year-old contractor who recently learned how to use AI to build websites.
My son Robert was frustrated by how confusing it was to find a good credit card for his particular needs, so I built this website for him. People seem to like it, and I’m continuing to make it better.
If you have a suggestion for making it better, I’d love to hear it. Use the feedback box below.
In my own voice
Free for now
Every DailyCardWatch plan is free for now.
Former monthly prices are shown crossed out below. There is no DailyCardWatch membership charge while this free period is active.
Free
$0
Run it yourself anytime
Your full best-fit report whenever you want it.
- Spending analysis
- Ranked card matches and reasons
- Missed-rewards total and wallet guide
Standard
No membership charge right now
Use the public card-market watch and its verified recent-catches log.
- Everything in Free
- Daily official-page status
- Recent verified catches
Premium
No membership charge right now
Use the same free report and public daily card-market watch.
- Everything in Standard
- Daily issuer-page monitoring
- Fresh Finds when a material change is verified
Family & Business
No membership charge right now
Run a separate free report for each family member whenever you want.
- Everything in Premium
- A separate report for each person
- No account or credit card required
What is active today: the free report, public daily issuer-page status, Fresh Finds, and the recent-catches archive. Personalized automatic email alerts and shared family accounts are not active yet.
Straight answers
Questions people ask before they begin.
Do I need to link my bank?
No. There is no bank login and no account linking. You begin with your preferences, then may upload your own statements or skip that step.
Do you see or upload my statements?
Not during the default analysis: supported files are read on your device. If one or more files are unclear, the app may offer optional AI recovery. After you consent, up to 12 prepared page images from each unclear file included in that recovery choice are sent once to Anthropic for reading; they can contain anything visible on those pages. You can always choose CSV/QFX, skip statements, or ignore the unclear files instead.
Can I use CSV, QFX, photos, or PDFs?
Yes. PDF statements, photos, CSV files, spreadsheets, and OFX/QFX exports are supported. Digital CSV or QFX files are usually the clearest.
Are recommendations sponsored?
No. Card issuers do not pay for rankings and there are no affiliate links. The recommendations are based on your inputs and the card terms we track.
Is the Rewards Leak Scanner my final number?
No. It is a conservative orientation estimate based only on monthly spend and one preference. In the free report, preferences alone produce feature-fit scores. Add spending when you want yearly dollar estimates that account for categories, annual fees, and reward caps.
How often do card offers change?
Bonuses, fees, and category offers change throughout the year. The Opportunity Radar shows genuinely new or material changes while they are current; routine rechecks are not presented as news.
Free report · No bank login · Private by default
Find cards that fit what matters to you.
Rate your preferences, optionally add statements, select the cards you use now, and get your free report. AI recovery is used only when you explicitly choose it for an unclear file.